Insurance
Navigating dental insurance should not stand between you and the care you need. For many patients in Jackson Township and the surrounding New Jersey communities, understanding what your plan covers, how to use your benefits, and what options exist when insurance falls short can feel overwhelming. The good news is that getting the care you deserve is far more accessible than you might think.
At Artistic Dental, our team makes it a priority to help every patient maximize their benefits and explore every available option for making treatment affordable. Dr. Jason Goldberg, Dr. Miryam Bookman, and Dr. Ariane Seto are committed to providing exceptional dental care without letting financial uncertainty get in the way. Whether you are coming in for a routine cleaning, exploring cosmetic dentistry, or considering a more involved restorative procedure, our knowledgeable staff is here to walk you through your coverage and help you make informed decisions about your oral health.
Understanding Your Dental Insurance Benefits
Dental insurance plans vary widely, but most are structured around a tiered coverage model. Preventive services, such as exams, X-rays, and cleanings, are typically covered at 100% because insurers recognize that early intervention can prevent more costly treatment down the road. Basic restorative procedures, including dental fillings and extractions, are often covered at around 80%, while major services such as dental crowns, bridges, and implants may be covered at 50%. Most plans also carry an annual maximum benefit, meaning once your plan has paid out a set dollar amount for the year, any remaining treatment costs become your responsibility.
What Does "In-Network" Mean?
When a dental practice is considered in-network with your insurance provider, it means the practice has agreed to a contracted fee schedule with that insurer. This typically results in lower out-of-pocket costs for you as the patient. Our team will work directly with your insurance company to verify your benefits, submit claims on your behalf, and ensure you have access to every dollar you are entitled to. According to the American Dental Association, adults with private dental insurance were significantly more likely to visit the dentist than those without coverage, underscoring just how important it is to put your benefits to work.
Accepted Insurance Plans
We welcome patients with a wide range of insurance plans, including major New Jersey providers such as:
- Delta Dental
- Aetna
- Horizon Blue Cross Blue Shield
- Guardian
- Humana
- AmeriHealth
If you are unsure whether your plan is accepted, our front office team is happy to verify your benefits before your first appointment. We encourage new patients to review our patient information page for helpful details about what to bring to your visit and how to prepare.
When You Do Not Have Insurance
Not having dental insurance does not mean you have to go without care. Artistic Dental offers flexible financial solutions designed to make quality dentistry accessible for every patient in our community.
CareCredit Financing
We are pleased to accept CareCredit, a healthcare credit card that allows you to finance dental treatment and pay over time with convenient monthly installment plans. CareCredit can be used for everything from routine preventive visits to more comprehensive restorative dentistry procedures. If you have been putting off treatment due to cost concerns, CareCredit can help you move forward with your care today.
In-House Savings Plan
For patients without traditional dental insurance, our in-house savings plan is a straightforward and cost-effective alternative. Rather than working through a third-party insurer, you pay an annual or monthly membership fee that provides access to preventive care and discounts on additional services. Our team can provide full details about what the plan includes and how it compares to the cost of individual treatments.
Why Choose Artistic Dental for Your Dental Care?
Choosing a dental practice is about more than finding someone who accepts your insurance. It is about finding a team that genuinely cares about your health, communicates clearly, and treats you like a person, not a chart number. At Artistic Dental, we take pride in building lasting relationships with our patients across Jackson Township, Lakewood, Howell, Toms River, and the greater Ocean County area.
Our three-doctor team brings a breadth of expertise across preventive, restorative, cosmetic, and implant dentistry. Dr. Goldberg’s particular focus on implant dentistry means patients seeking full-mouth solutions have access to advanced care without being referred out. We also leverage the latest technology in our practice to ensure accurate diagnoses and efficient treatment planning, ultimately leading to fewer appointments and better outcomes for you.
Get Started at Artistic Dental Today
Whether you have a comprehensive benefits package or no insurance at all, we believe everyone deserves access to outstanding dental care. Our team is well-versed in working with a wide range of insurance plans and financing options, and we will take the time to review your situation, explain your coverage, and help you find a path forward that fits both your dental needs and your budget.
At Artistic Dental, Dr. Goldberg, Dr. Bookman, and Dr. Seto bring a shared commitment to exceptional, patient-centered care that goes far beyond the treatment chair. We invite you to experience the difference of a practice that truly puts you first. Contact our office today to schedule your appointment and let us help you make the most of your dental benefits.